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Industry Benchmark: Retail (August 2023)

This industry shows an overall increase in loss ratio, which is a direct indication that the cyber risk problem is worsening. The most recent increase in loss ratio is related to an increase in threat activity and an increase in macroeconomic cyber risk conditions that are causing an increase in incident probability and an increase in incident severity. The volatility in risk score means there is volatility in incident probability, which is contributing to an increase in loss ratio.


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