With a steady loss ratio trend the past couple months, the current loss ratio is below the average values from August 2022 to December 2022. This indicates that the cyber risk problem has remained in an improved state since the 2H 2022. The most recent decrease in loss ratio is related to a slight decrease in threat activity and a decrease in macroeconomic cyber risk conditions that are causing a slight decrease in incident probability and a decrease in incident severity.
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